La retraite - comment s'y préparer efficacement ?
Comment planifier efficacement sa retraite ? Par effectivement, j'entends une situation où j'y vais, par exemple, à 50 ans (j'en ai actuellement 35), pour pouvoir profiter de la vie en faisant ce que je veux.
J'avais l'habitude de penser que ma retraite serait des appartements - j'en ai actuellement 4 et c'est 80% de ma richesse. Ces biens ne sont pas grevés d'un emprunt. Je suis inquiet de la situation en Ukraine et je ne suis pas sûr que dans 15 ans cet actif me paiera une somme fixe pour mes dépenses.
J'accumule régulièrement :
- CTB
- Or, argent.
- D'autres alts et startups comme ccFound, Milky Ice, Btec - Polish Drones, l'oxygène dure.
- actions de diverses sociétés
- obligations.
Malgré cela, je pense chaque jour à ce que je peux ou dois faire d'autre pour mieux assurer mon avenir et celui de ma famille.
Comment planifier efficacement sa retraite ? Par effectivement, j'entends une situation où j'y vais, par exemple, à 50 ans (j'en ai actuellement 35), pour pouvoir profiter de la vie en faisant ce que je veux.
J'avais l'habitude de penser que ma retraite serait des appartements - j'en ai actuellement 4 et c'est 80% de ma richesse. Ces biens ne sont pas grevés d'un emprunt. Je suis inquiet de la situation en Ukraine et je ne suis pas sûr que dans 15 ans cet actif me paiera une somme fixe pour mes dépenses.
J'accumule régulièrement :
- CTB
- Or, argent.
- D'autres alts et startups comme ccFound, Milky Ice, Btec - Polish Drones, l'oxygène dure.
- actions de diverses sociétés
- obligations.
Malgré cela, je pense chaque jour à ce que je peux ou dois faire d'autre pour mieux assurer mon avenir et celui de ma famille.
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3 answers
Where a budget deficit is identified, current expenditure exceeds the amount of revenue generated by standard operations. A country that wants to correct its budget deficit may need to cut some spending, increase revenue-generating activities, or use a combination of the two.
The opposite of a budget deficit is a budget surplus. When there is a surplus, revenue exceeds current expenditure and results in a surplus of funds that can be allocated as desired. When inflows equal outflows, the budget is balanced.
Few industrialized countries ran large fiscal deficits in the early 20th century, but during the First World War, deficits grew as governments borrowed heavily and depleted financial reserves to finance war and their development. These wartime deficits and growth deficits continued into the 1960s and 1970s, when global economic growth rates declined.
Where a budget deficit is identified, current expenditure exceeds the amount of revenue generated by standard operations. A country that wants to correct its budget deficit may need to cut some spending, increase revenue-generating activities, or use a combination of the two.
The opposite of a budget deficit is a budget surplus. When there is a surplus, revenue exceeds current expenditure and results in a surplus of funds that can be allocated as desired. When inflows equal outflows, the budget is balanced.
Few industrialized countries ran large fiscal deficits in the early 20th century, but during the First World War, deficits grew as governments borrowed heavily and depleted financial reserves to finance war and their development. These wartime deficits and growth deficits continued into the 1960s and 1970s, when global economic growth rates declined.
Machine translated
A budget deficit occurs when government spending exceeds government revenue. Then problems arise with the financing of public expenditure. For example, such problems arise when people's savings are insufficient or prevent their conversion into government bonds due to little or no interest in buying them. In this case, the state often issues additional money. The government then instructs the national bank to purchase bonds against government securities. The national bank of issue opens a long-term credit to the state to finance government spending.
A budget deficit occurs when government spending exceeds government revenue. Then problems arise with the financing of public expenditure. For example, such problems arise when people's savings are insufficient or prevent their conversion into government bonds due to little or no interest in buying them. In this case, the state often issues additional money. The government then instructs the national bank to purchase bonds against government securities. The national bank of issue opens a long-term credit to the state to finance government spending.
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Machine translated