Is it still worth investing in cryptocurrencies?

I will not give you investment advice, but I will write what I would do in your place:

First: We currently have a strange market where interest rates were zero a moment ago, and now, even after raising them, two things remain true: deposits have incomparably lower interest rates than the rate at which savings are eaten up by inflation. that's why a layman who previously held a deposit is still pushing himself crazy in real estate ... on renting which he has an ROI ... lower than inflation ;) So the question for you - if not in crypto, then in what? I mean, in what area of investing do you feel good enough not to do it amateurishly? If none, then staying in crypto can make sense for a simple reason - because you somehow embrace it.

Second, what do you mean when you say the bull market is over? Note that the opinions of experts vary greatly here

And the most important question: What is your goal? What do you want to achieve? Rows of profits from the beginning of BTC, i.e. multiplying the capital, e.g. 100,000 times? Moderate profits comparable to, for example, the indices of the largest companies? Or maybe you just want to protect your money from inflation?

A good answer will depend on how you refine your question. Please stop by and tag me when you know :)

Certainly not in real estate;) These are about to make a pop, and the worst thing is that it is not known whether the bursting of the bubble (which is ostentatiously there) will cause significant drops or just cosmetic corrections. Too much uncertainty for me.

Investments in land, in turn, are supposed to pay off now, but I leave this as a topic for independent research, because I'm not an expert in this.

Depends on how much you know about crypto. In general, the principle that applies to speculative investing in general is true in investing in crypto - either you are very good and you invest (usually) with a profit, or you are poor, average or good and ... you lose (which makes sense if you are determined to become very good) or you are totally ignorant and… you gain.

How it's possible? Crypto simply grows as a trend, which means that the entire "market" - understood broadly, is growing. And in a growing market, as a layman, you just need to buy another portion of one of the larger coins every month for the same amount in zlotys, and you will profit in the long term.

Simply, in a growing market, a hamster randomly selecting currencies by spinning a wheel - will profit. On the decreasing - the same hamster will lose. (btw. hamster is not a random metaphor ;) https://www.youtube.com/watch?v=8v1-NoEeTCo )

Part of this phenomenon is also falling into (and I'm going to call things by their name) delusions of one's own competence. Investing in a growing market and having a bit of luck, you can be convinced after a while how good you are and stay in it waiting for the first turmoil, when the lack of knowledge and competence will hit you in the back of the head.

And whether the bull market is really over, the coming weeks will show us. I'm wondering myself, seeing the recent BTC charts, whether to sell or rather even buy more and honestly - I don't know the right answer to this question.

Unfortunately, I will not answer your question, but I will give you advice - beware of those who, in the present situation, are too sure of the answer to yes or no.

Why?

Because there are no sufficiently good grounds now for the answers to be unambiguous.

We literally have unprecedented times. A pandemic is a factor that may just be fading away, or be in the silence stage before the storm of another variant of the virus. The crisis on the electronics market may either improve or remain at the current level for a long time. Supply crisis - same. The war on our eastern border (Russia / Ukraine) is unfortunately real, although unlikely. And there are more of these global factors, and each of them can, looking at today, both escalate and de-escalate. And each setup of their escalation / de-escalation will do something different with the global markets, including cryptocurrency rates.

The only thing I categorically advise against are decisions made in panic.

And if I were to write (casually) what I would do myself - I promised myself not to touch my BTC until the situation in the world is at least a little clearer - it is actually very cloudy at the moment.

Yes or no, the decision is up to you. Investing in cryptocurrencies is always risky, but the potential reward can be significant. It is worth conducting thorough research and considering whether it is the right time to sell or if it may be better to wait. If you are worried about your cryptocurrencies, you can try diversifying your investments and investing in other assets. Remember that investing always involves risk, so it is always worth being cautious and seeking advice from experts.