"Do you believe in destiny, or do you think it's just a matter of our decisions and choices?"

We often think that something happened in our lives because it was destined for us. Losing a job, illness, winning a competition, meeting the right people - we add these and other important moments in life to destiny, but is it really so? Is it destiny, or maybe we have an impact on it by making specific decisions and steps? What is your opinion on this? Do you believe in destiny or do you believe that everything is a result and consequence of something?