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Why do the rich save more than the poor?

Why do people who earn over PLN 10,000 a month save and work much more than people earning the lowest national income, take loans and buy new clothes every month, and often live beyond their means?

Why do people who earn over PLN 10,000 a month save and work much more than people earning the lowest national income, take loans and buy new clothes every month, and often live beyond their means?

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