Social loans - is it worth it?

I can see that recently the topic of social loans, i.e. loans granted by investors to private persons through various websites, is in vogue. I'm curious what do you think about this? How do you rate the risk of such investments? Or maybe someone has some experience and can recommend which platforms are worth working with and how much can you earn on it?

I can see that recently the topic of social loans, i.e. loans granted by investors to private persons through various websites, is in vogue. I'm curious what do you think about this? How do you rate the risk of such investments? Or maybe someone has some experience and can recommend which platforms are worth working with and how much can you earn on it?

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