Is it worth keeping money in Getin Bank?
I have heard several times about Getin Bank's financial problems.
My parents have a basic bank account there. Do you think it's safe to keep money there? I know there is a Bank Guarantee Fund, but I would prefer not to lose access to the account (even a week break would be a big problem) - utility payments, etc.
At the same time, changing the account to another one is quite problematic, because the account is credited with money from various titles and the account number would have to be changed in each institution.
Is the situation so bad that you have to run away as quickly as possible? Can Getin Bank recover from this? Do any of you have any reliable financial analysis of Getin Bank on this topic?
I have heard several times about Getin Bank's financial problems.
My parents have a basic bank account there. Do you think it's safe to keep money there? I know there is a Bank Guarantee Fund, but I would prefer not to lose access to the account (even a week break would be a big problem) - utility payments, etc.
At the same time, changing the account to another one is quite problematic, because the account is credited with money from various titles and the account number would have to be changed in each institution.
Is the situation so bad that you have to run away as quickly as possible? Can Getin Bank recover from this? Do any of you have any reliable financial analysis of Getin Bank on this topic?
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4 answers
In my opinion, a scenario similar to the one that occurred in the case of Idea Bank, ie the takeover by one of the “state-owned” behemoths, is more likely than the full restructuring of Getin Bank. Due to the fact that Getin is much bigger than Idea (?), I would bet here on PKO BP this time, although it's just pure speculation.
I believe that launching the BFG procedure (another topic is its efficiency) would be very unhelpful for politicians, so they will want to avoid this scenario at all costs because:
* do not want to panic in the banking market
* they have been "sharpening their teeth" at Getin for a long time
I wouldn't panic. Personally, I assess the scenario of the loss of the continuity of access to funds by Getin clients as unlikely.
However, if such a situation is to cause excessive stress, I recommend following two rules:
* diversification - gradual transfer of some connections to an account in another bank (those related to flows, i.e. revenues and regular expenses)
* double diversification - not keeping more funds in the entire banking system than we are able to lose
A simpler way may be, for example, to simply keep the equivalent of your weekly expenses on a savings account in another bank and / or have a credit card there that would be able to cover the expenses in the event of a temporary loss of access to funds in Getin.
In my opinion, a scenario similar to the one that occurred in the case of Idea Bank, ie the takeover by one of the “state-owned” behemoths, is more likely than the full restructuring of Getin Bank. Due to the fact that Getin is much bigger than Idea (?), I would bet here on PKO BP this time, although it's just pure speculation.
I believe that launching the BFG procedure (another topic is its efficiency) would be very unhelpful for politicians, so they will want to avoid this scenario at all costs because:
* do not want to panic in the banking market
* they have been "sharpening their teeth" at Getin for a long time
I wouldn't panic. Personally, I assess the scenario of the loss of the continuity of access to funds by Getin clients as unlikely.
However, if such a situation is to cause excessive stress, I recommend following two rules:
* diversification - gradual transfer of some connections to an account in another bank (those related to flows, i.e. revenues and regular expenses)
* double diversification - not keeping more funds in the entire banking system than we are able to lose
A simpler way may be, for example, to simply keep the equivalent of your weekly expenses on a savings account in another bank and / or have a credit card there that would be able to cover the expenses in the event of a temporary loss of access to funds in Getin.
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Hello. In addition to bank deposits, you can also earn money by opening bank deposits. You can take advantage of the promotion directly https://dobrepromocje.oferty-leadstar.pl/ or start cooperation and generate additional income as advertised below
Due to a dynamically developing team, we are looking for people willing to establish SHORT or LONG-TERM cooperation.
Work can be treated as an addition to the full-time job , studies or further education at school**, but the high earnings that can be achieved may allow** to treat it as the ONLY and PERMANENT source of income, which means that inflation and high prices will not be a problem for anyone felt.
ATTENTION!
No one is going to wash their eyes that you will become a millionaire to start and you will sleep on money! The earnings ranges that I presented in the advertisement are quite possible , although the amount given is not high anyway.
ONCE YOU LEARN TO TAKE YOUR FIRST STEPS - YOU WILL START SLOWLY BUILDING
PASSIVE INCOME!!!
WHAT WE OFFER:
Weekly - secure payouts every week, directly to your bank account, 4 times a month!
Fully remote work - the ability to work without leaving your home or anywhere in the world.
flexible working time - you decide when and how much you want to work! you can work 2 hours a day or 16, we don't chase anyone to work, everyone decides about their earnings and working hours
full support of the team 24/7 - help at every step, no matter if it is 10:00 a.m. or 2:00 a.m. our support department works around the clock and you will receive a substantive answer to every question.
we operate in the non-investment industry - you do NOT have to invest money to earn, the industry in which we operate, i.e. the online finance industry, does not require you to invest! So you can only gain.
full package of onl and ne trainings - we lead you by the hand from A to Z, at every step.
you do not need to have experience - we teach from scratch, each of our team started from the same position as you, i.e. without total experience, and now everyone is sitting with a thick wallet and enjoying life.
stability and certainty - when nowadays everyone is worried about financial continuity and stabilization, we operate in the industry and in a team that will work efficiently and earn a lot until the end of the world.
ATTENTION
We do not operate in any MLM multi-level marketing
We do not require phone calls
We don't require people to ride
We do not require face-to-face meetings
Requirements:
over 18 years old
Polish citizenship due to the legal nature of the activity
computer or smartphone with internet access
basic computer/smartphone skills
FACEBOOK AND MESSENGER
motivation to work and achieve high results - BASIS
SPECIFICS - WHAT IS THE WORK ABOUT?
Your main task will be to help people in a virtual chat, using ready-made messages and formulas prepared by us, based on several years of experience
Your job consists only in replying to people's messages with ready-made formulas on a copy-paste basis to a permanent customer base and acting on ready-made materials.
customer service and online help,
recommending products using ready-made materials, fully via the Internet without leaving home, using a smartphone / computer, from anywhere in the world
How much can you earn?:
At the beginning, the rate may vary between PLN 2,000 and PLN 5,500 , but it's all up to you, the range given in the advertisement is 100% real.
We do not require any investment from you!
The work is 100% legal, we settle monthly with the Tax Office!
DURING THE TRAINING ONLY, YOU CAN EASILY EARN AT LEAST 500 PLN.
THE NUMBER OF PLACES IS LIMITED!
(but if the offer is visible, it means that we still have a place for you)
PLEASE CONTACT US! quasipj@wp.pl
Machine translated
Machine translated