IKE and IKZE in XTB: Your path to financial freedom? Discover more!
If you are considering long-term savings for retirement, XTB offers something really interesting – IKE accounts. (At the moment, the IKZE account is not yet available). These accounts are a great option for those who think about their future and want to invest with tax benefits. Let's start with the fact that XTB does not charge fees for account maintenance. You know how it is with the competition – you often have to pay extra just for having an account, but here? Zero fees. This alone makes the offer really attractive.
Another thing that catches the eye is the exemption from capital gains tax in the case of IKE. Are you thinking about how much you can save? 19% of profits stays in your pocket, as long as you meet a few conditions. This is great, especially if you have a long-term investment plan.
And what about commissions? XTB does not charge fees for purchasing instruments up to a monthly turnover of 100,000 EUR. However, there is a currency conversion fee of 0.5%.
You don't have to worry about additional transaction costs, which again works in favor of investors, especially those who trade regularly. And one more plus – the interest on free funds in the IKE account can be as high as 6% per year for the first 90 days. This is a great opportunity if you don't want to invest all your funds right away while waiting for better market opportunities.
But that's not all – investment flexibility. You can invest in over 4,000 stocks and ETFs from various markets, from the USA, through Europe, to Poland. Such diversity allows for broad portfolio diversification, which is crucial for long-term saving.
If you are interested in other options, XTB also has a Standard Account, which is also attractive, especially since there are no maintenance fees and commissions for up to 100,000 EUR turnover. For more advanced investors, there is a Pro Account with low spreads but transaction commissions. And of course – a Demo Account. This is an ideal solution for those who want to practice their investment strategies without risking real money.
XTB regularly attracts new clients with various offers, such as the "Free Stock for a Good Start" campaign. You open an account, deposit funds, and bam – a free stock worth at least 100 PLN. Offers may change, but it's worth checking the XTB website to stay updated.
Additionally, the transfer of securities from an IKE brokerage account held at another institution to XTB will be possible from November 2024, and sub-accounts in other currencies will only be available next year.
XTB is a very competitive choice. Low costs, a wide selection of financial instruments, no fees – all of this makes this offer one of the best on the market. If you are planning long-term savings for retirement, it is worth considering IKE at XTB. And you know what? Maybe now is a good time to start.
https://www.xtb.com/pl/ike
If you are considering long-term savings for retirement, XTB offers something really interesting – IKE accounts. (At the moment, the IKZE account is not yet available). These accounts are a great option for those who think about their future and want to invest with tax benefits. Let's start with the fact that XTB does not charge fees for account maintenance. You know how it is with the competition – you often have to pay extra just for having an account, but here? Zero fees. This alone makes the offer really attractive.
Another thing that catches the eye is the exemption from capital gains tax in the case of IKE. Are you thinking about how much you can save? 19% of profits stays in your pocket, as long as you meet a few conditions. This is great, especially if you have a long-term investment plan.
And what about commissions? XTB does not charge fees for purchasing instruments up to a monthly turnover of 100,000 EUR. However, there is a currency conversion fee of 0.5%.
You don't have to worry about additional transaction costs, which again works in favor of investors, especially those who trade regularly. And one more plus – the interest on free funds in the IKE account can be as high as 6% per year for the first 90 days. This is a great opportunity if you don't want to invest all your funds right away while waiting for better market opportunities.
But that's not all – investment flexibility. You can invest in over 4,000 stocks and ETFs from various markets, from the USA, through Europe, to Poland. Such diversity allows for broad portfolio diversification, which is crucial for long-term saving.
If you are interested in other options, XTB also has a Standard Account, which is also attractive, especially since there are no maintenance fees and commissions for up to 100,000 EUR turnover. For more advanced investors, there is a Pro Account with low spreads but transaction commissions. And of course – a Demo Account. This is an ideal solution for those who want to practice their investment strategies without risking real money.
XTB regularly attracts new clients with various offers, such as the "Free Stock for a Good Start" campaign. You open an account, deposit funds, and bam – a free stock worth at least 100 PLN. Offers may change, but it's worth checking the XTB website to stay updated.
Additionally, the transfer of securities from an IKE brokerage account held at another institution to XTB will be possible from November 2024, and sub-accounts in other currencies will only be available next year.
XTB is a very competitive choice. Low costs, a wide selection of financial instruments, no fees – all of this makes this offer one of the best on the market. If you are planning long-term savings for retirement, it is worth considering IKE at XTB. And you know what? Maybe now is a good time to start.
https://www.xtb.com/pl/ike
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1 answer

“Let's start with the fact that XTB does not charge account maintenance fees.”
Let's start with the fact that this is not true.
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“You can invest in over 4000 stocks and ETFs from various markets, from the USA, through Europe, to Poland.”
Investing in ETFs from the USA is available only for professional investors. The average Joe does not have access to them in a brokerage account with a Polish broker.
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You employ an interesting tactic, deleting a post with a comment pointing out deficiencies in your entry, and then making a new post of your own taking into account the corrections indicated by another user of the portal.
Until now, I thought that content cannibalization was the domain of artificial intelligence. As it turns out, I was mistaken.
“Let's start with the fact that XTB does not charge account maintenance fees.”
Let's start with the fact that this is not true.
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“You can invest in over 4000 stocks and ETFs from various markets, from the USA, through Europe, to Poland.”
Investing in ETFs from the USA is available only for professional investors. The average Joe does not have access to them in a brokerage account with a Polish broker.
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You employ an interesting tactic, deleting a post with a comment pointing out deficiencies in your entry, and then making a new post of your own taking into account the corrections indicated by another user of the portal.
Until now, I thought that content cannibalization was the domain of artificial intelligence. As it turns out, I was mistaken.
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