Underfloor heating: electric mat vs water installation

Which type of underfloor heating do you recommend? One made using electric mats or also a water installation?
At first glance, the electric mat one seems easier to install, any potential malfunction will not flood the neighbor living downstairs. Nevertheless, it is probably less efficient in terms of heating because the electric wires themselves retain heat less well than water. Thanks in advance for your opinions.

Which type of underfloor heating do you recommend? One made using electric mats or also a water installation?
At first glance, the electric mat one seems easier to install, any potential malfunction will not flood the neighbor living downstairs. Nevertheless, it is probably less efficient in terms of heating because the electric wires themselves retain heat less well than water. Thanks in advance for your opinions.

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