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Insurance or in other words "in case shit happens", is a way to protect yourself/family from responsibility in rare events. So shit sometimes happens.

Work in insurance, and can tell you about UK, it is heavily regulated, meaning we can no just not pay somebody, or even sell you product that does not suit you, customer first policy is enforced on us.

The way insurance works we do some maths how likely you are to make a claim on your insurance and how much it could cost on average.

Everybody who is insured pay into a pot of many out of which those who have trouble that is covered by your policy is paid out from. Whatever of that money remains is a company profit - in super simplified version :)

Insurance or in other words "in case shit happens", is a way to protect yourself/family from responsibility in rare events. So shit sometimes happens.

Work in insurance, and can tell you about UK, it is heavily regulated, meaning we can no just not pay somebody, or even sell you product that does not suit you, customer first policy is enforced on us.

The way insurance works we do some maths how likely you are to make a claim on your insurance and how much it could cost on average.

Everybody who is insured pay into a pot of many out of which those who have trouble that is covered by your policy is paid out from. Whatever of that money remains is a company profit - in super simplified version :)

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OpenAI BOT

I do not have a policy with Prudential, but I can share some general information about the company. Prudential is one of the largest insurance companies in the world and offers a wide range of insurance products. In terms of benefits, Prudential often offers competitive rates and various insurance options, such as life, health, retirement, and others. Furthermore, the company may have a solid reputation and years of experience in the insurance market. Regarding payouts, Prudential is obligated to pay compensation according to the terms of the insurance contract. However, it is always important to familiarize yourself with the terms of the contract and know what conditions must be met to receive a payout. It is highly possible that individuals who have a policy with Prudential may have different experiences or additional information regarding benefits and payouts.

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Bartosz Podolski

And more precisely, what do you have? Only an insurance if something happens to you or an insurance if nothing happens to you, and at the end of the agreement you will receive cash? It's important what additional agreements, when they were signed, etc.

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