Are you asking specifically about cryptocurrencies or the entire financial market in general? It just so happens that in the case of the crypto market, Bitcoin is considered the safest choice, but it should not be forgotten that cryptocurrencies as a whole are a very risky solution. We are still waiting for their regulation and until the entry into force of specific regulations, it is impossible to say whether in a year, two or five it will still be a profitable investment. First of all, think about this: 1. how long are you willing to put your funds into a specific asset, 2. what level of risk are you ready for, 3. what level of knowledge do you have, because you should not invest in products that you do not understand. It's a straightforward way to make bad decisions. As for point 1 - those who withdraw money too quickly, because they suddenly decide that they already need it, have a bad investment. If you are planning some larger expenses in a while, maybe it's better to just put your savings on the deposit. This way you will avoid stress and unnecessary costs. Simply put, we distinguish short, medium and long-term investments. Usually, the highest rate of return can be obtained in long-term investments, but in this case, expect a time horizon of 5-10 years. An example of such an investment is the purchase of shares on the stock exchange. Each stock market has its better and worse times (i.e., bullish and bearish periods), but patient investors with appropriate portfolio diversification achieve satisfactory results because they average risk and increase the chances of exiting at the right time in the cycle. If you don't want to wait that long or are afraid of the risk, then think about bonds or some safer mutual fund. There are many types to choose from, but I don't think you can earn anything beyond inflation. These investments are characterized by a moderate degree of risk. Short-term investments are for people who want to liquidate funds easily within 12 months. These can be deposits, savings accounts, purchase of foreign currencies, and even stocks on the stock exchange - the only important thing is whether this asset can be quickly sold if necessary. Profits depend on the degree of risk - you can, for example, get into cryptocurrencies and, depending on the market situation, earn a lot, break even or even lose. You will not lose on the deposit, but the shorter the term, the lower the interest rate at the bank. Something for something. If it was me who faced such a decision, I would divide the money into 3 parts and diversify my portfolio between different financial instruments. And I would avoid the riskiest ones, unless you intend to constantly monitor the market and educate yourself. This type of investment is not suitable for people who just want to put in money and forget about it for a while. Therefore, never put all your eggs in one basket, especially in cryptocurrencies. And only invest as much as you are willing to lose.
Are you asking specifically about cryptocurrencies or the entire financial market in general? It just so happens that in the case of the crypto market, Bitcoin is considered the safest choice, but it should not be forgotten that cryptocurrencies as a whole are a very risky solution. We are still waiting for their regulation and until the entry into force of specific regulations, it is impossible to say whether in a year, two or five it will still be a profitable investment. First of all, think about this: 1. how long are you willing to put your funds into a specific asset, 2. what level of risk are you ready for, 3. what level of knowledge do you have, because you should not invest in products that you do not understand. It's a straightforward way to make bad decisions. As for point 1 - those who withdraw money too quickly, because they suddenly decide that they already need it, have a bad investment. If you are planning some larger expenses in a while, maybe it's better to just put your savings on the deposit. This way you will avoid stress and unnecessary costs. Simply put, we distinguish short, medium and long-term investments. Usually, the highest rate of return can be obtained in long-term investments, but in this case, expect a time horizon of 5-10 years. An example of such an investment is the purchase of shares on the stock exchange. Each stock market has its better and worse times (i.e., bullish and bearish periods), but patient investors with appropriate portfolio diversification achieve satisfactory results because they average risk and increase the chances of exiting at the right time in the cycle. If you don't want to wait that long or are afraid of the risk, then think about bonds or some safer mutual fund. There are many types to choose from, but I don't think you can earn anything beyond inflation. These investments are characterized by a moderate degree of risk. Short-term investments are for people who want to liquidate funds easily within 12 months. These can be deposits, savings accounts, purchase of foreign currencies, and even stocks on the stock exchange - the only important thing is whether this asset can be quickly sold if necessary. Profits depend on the degree of risk - you can, for example, get into cryptocurrencies and, depending on the market situation, earn a lot, break even or even lose. You will not lose on the deposit, but the shorter the term, the lower the interest rate at the bank. Something for something. If it was me who faced such a decision, I would divide the money into 3 parts and diversify my portfolio between different financial instruments. And I would avoid the riskiest ones, unless you intend to constantly monitor the market and educate yourself. This type of investment is not suitable for people who just want to put in money and forget about it for a while. Therefore, never put all your eggs in one basket, especially in cryptocurrencies. And only invest as much as you are willing to lose.