再次降息 - 应该投资什么？

Well, small savers nowadays have a big problem with risk-free protection of savings against a decrease in value. Indeed, until recently it was enough to deposit money in a term deposit and it was possible to protect it against the negative impact of inflation. The profit was small, but the deposits provided protection against price increases. After the coronavirus pandemic, the situation has changed.

Currently, the interest rate on the shortest, three-month deposits oscillates around 3%, which is the same as inflation. Semi-annual and annual deposits have even lower interest rates, which means that they do not protect against current price increases. Where to invest capital then? Here are my suggestions:

• gold - good for uncertain times, which are associated with the economic consequences of the announced pandemic and the trade war between the US and China; you can invest in gold both in the form of financial instruments (e.g. options, contracts, funds - knowledge required) and physical bars and coins (you buy and sell them in physical form),
• treasury bonds - debt securities with a maturity of over 4-5 years, bear interest rates higher than the value of the inflation rate and although they do not guarantee a large profit, in the long run they are a safe and undemanding way to invest capital,
• real estate - but only if you know it and have time to supervise investments,
• Bitcoin - also a topic not for laymen, but with a well-thought-out strategy, it can be one of the ways to multiply capital in times of crisis.

In my opinion, it is worth investing in gold - as always in times of crisis. Given that governments are now printing unlimited amounts of money during the pandemic, I think it's worth investing in gold or bitcoin. It is not without reason that these two assets are called "safe haven". Gold has allowed investors to survive difficult times more than once, and its price has been rising all the time for decades.

Bitcoin, in turn, is a good investment in my opinion, but not specifically at the moment. It seems to me that we are currently looking at the peak of the bitcoin price and we need to wait for the opportune moment when it will recover. I personally just sold my bitcoins and intend to buy them again if the price drops below $7000 dollars.

I hope I helped :)

There are many possibilities and it mainly depends on your capital. If I were you, I would choose cryptocurrencies or gold. Alternatively, if you have a lot of capital, you can try to buy some cheap property to renovate.

If you want to invest in gold, it's always a good time. Gold has been trending upwards for decades and allows you to secure funds in times of crisis.

If you want to start working in cryptocurrencies, you have to be careful because the market is quite risky. Prices can change from day to day by up to several dozen percent.

At the moment, when it comes to cryptocurrencies, I see a lot of potential in Chilliz - it is a cryptocurrency that has already signed a contract with many sports clubs, such as Juventus Turin, FC Barcelona, and the UFC. Users with Chilliz will be able to decide about club matters, such as what shirts a given team will have in a given season, etc.

More and more sports clubs are signing contracts with Chilliz and I think that in the future it may be crypto that will dominate the sports environment. In my opinion, now is a good time to invest for the long term.