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使用个人储蓄退休计划（IKE）与配偶逝世
我与妻子拥有共同财产。如果我去世，她将立即可以支配哪些资金，哪些资金将被冻结等待继承程序完成： - 我银行账户上的资金 - 她的银行账户上的资金 - 我们共同拥有的银行账户上的资金 - 她的个人储蓄保险计划（IKE）上的资金 - 我的个人储蓄保险计划（IKE）上的资金？
我与妻子拥有共同财产。如果我去世，她将立即可以支配哪些资金，哪些资金将被冻结等待继承程序完成： - 我银行账户上的资金 - 她的银行账户上的资金 - 我们共同拥有的银行账户上的资金 - 她的个人储蓄保险计划（IKE）上的资金 - 我的个人储蓄保险计划（IKE）上的资金？
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My wife can use my assets, which are in her bank account. The joint bank account can be frozen along with the assets in my IKE account, which are her IKE account assets.
My wife can use my assets, which are in her bank account. The joint bank account can be frozen along with the assets in my IKE account, which are her IKE account assets.
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O
In the event of your death, the funds in your bank account will be frozen during the probate process. However, the funds in your wife's bank account may be accessed by her immediately. As for the funds in the bank account that you both own jointly, they will also be frozen until the probate matters are clarified. The funds in your wife's Individual Retirement Account (IRA) can be transferred or withdrawn immediately, as long as they meet all the conditions for exiting the IRA. The funds in your IRA/Individual Pension Account (IKZE) will also be subject to probate proceedings and may be frozen until the inheritance matters are resolved.
In the event of your death, the funds in your bank account will be frozen during the probate process. However, the funds in your wife's bank account may be accessed by her immediately. As for the funds in the bank account that you both own jointly, they will also be frozen until the probate matters are clarified. The funds in your wife's Individual Retirement Account (IRA) can be transferred or withdrawn immediately, as long as they meet all the conditions for exiting the IRA. The funds in your IRA/Individual Pension Account (IKZE) will also be subject to probate proceedings and may be frozen until the inheritance matters are resolved.
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Z
All your individual accounts will be "frozen" until the completion of the inheritance procedure. However, the joint account, as well as the wife's accounts, will be at her disposal.
All your individual accounts will be "frozen" until the completion of the inheritance procedure. However, the joint account, as well as the wife's accounts, will be at her disposal.
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