Arrendamento e aluguer de automóvel a longo prazo - o que é melhor?
Existem aqui pessoas que utilizaram ambos os métodos de "possuir" um carro? Quais são as vantagens/desvantagens de cada solução? Em quais aspectos devemos prestar atenção?
O leasing é mais destinado a empresas, mas indivíduos também podem alugar.
Existem aqui pessoas que utilizaram ambos os métodos de "possuir" um carro? Quais são as vantagens/desvantagens de cada solução? Em quais aspectos devemos prestar atenção?
O leasing é mais destinado a empresas, mas indivíduos também podem alugar.
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8 answers

From my opinion: I am owning two cars
- Advantage of a paid off car is that I am the owner, I would not have disadvantages like a specific reason,
- I don't disturb maintaining it as a disadvantage it's something i am knowledgeable about, things that are well maintained will run longer so as my paid off car.
- Second car is still under the bank, even though once fully paid I will take over ownership (advantage to me) the process would be the some like the top one. We can add insurance as a must have to give you a pice of mind should you been involved on a accident either hit by another vehicle or you hit other vehicles.
For me rental cars poses a lot of disadvantages 1. They have a fine print where you are liable for any scratches on the vehicle, key lost because you have one key is given to you, should you exceed period given to you extra charges will play.
2. Your travel time is limited through klm range where they tell you how far should you travel, (should you go pas those klm rang you will be penalized.
3. They still hold you accountable of any accidents even though the car is insured under their insurance, they will charge you a fee.
4.They don't specify uncovered stuff through insurance and motor plans who will be liable for them, definitely you will be liable.
Advantages lough Louder.
You are getting a latest car not less than 4 year in the market. That's it.
From my opinion: I am owning two cars
- Advantage of a paid off car is that I am the owner, I would not have disadvantages like a specific reason,
- I don't disturb maintaining it as a disadvantage it's something i am knowledgeable about, things that are well maintained will run longer so as my paid off car.
- Second car is still under the bank, even though once fully paid I will take over ownership (advantage to me) the process would be the some like the top one. We can add insurance as a must have to give you a pice of mind should you been involved on a accident either hit by another vehicle or you hit other vehicles.
For me rental cars poses a lot of disadvantages 1. They have a fine print where you are liable for any scratches on the vehicle, key lost because you have one key is given to you, should you exceed period given to you extra charges will play.
2. Your travel time is limited through klm range where they tell you how far should you travel, (should you go pas those klm rang you will be penalized.
3. They still hold you accountable of any accidents even though the car is insured under their insurance, they will charge you a fee.
4.They don't specify uncovered stuff through insurance and motor plans who will be liable for them, definitely you will be liable.
Advantages lough Louder.
You are getting a latest car not less than 4 year in the market. That's it.
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Leasing is a contract between you and a dealer or a leasing company, where you agree to pay a monthly fee for a fixed period of time (usually two to five years) to drive a new or used car. You do not own the car, and you have to return it at the end of the lease term. You also have to follow some rules, such as keeping the car in good condition, staying within a mileage limit, and carrying adequate insurance coverage.
Long-term car rental is a service provided by a car rental company, where you can rent a car for a longer period of time (usually from a month up to a year) for a daily or weekly rate. You do not own the car, and you can return it at any time. You have more flexibility, as you can choose from different models and change your car during the rental period. You also have less responsibility, as the rental company takes care of the maintenance and repairs.
Some of the advantages and disadvantages of each option are:
Leasing:
Advantages:
- Lower monthly payments than buying a car - Drive a new or newer car without a down payment - Maintenance costs are usually covered by the lease - Possible tax benefits for businesses
Disadvantages:
- You do not own the car and have no equity in it - You have to pay fees for excess mileage, wear and tear, or early termination - You have to commit to a fixed term and cannot easily switch cars - You need good credit to qualify for a lease
Long-term car rental:
Advantages:
- No long-term commitment and more flexibility - Drive different cars according to your needs and preferences - No maintenance or repair costs - No credit check required
Disadvantages:
- Higher daily or weekly rates than leasing or buying a car - Limited availability of cars and locations - Possible extra fees for insurance, taxes, or fuel - No ownership or equity in the car.
The best option for you depends on your personal situation and goals. Some of the factors that you should consider are:
How long do you need the car for?
How much can you afford to pay per month or per day?
How much do you drive and how far do you travel?
What kind of car do you want or need to drive?
How important is ownership or equity to you?
To help you decide, you can use some online tools that compare the costs and benefits of leasing and long-term car rental.
Leasing is a contract between you and a dealer or a leasing company, where you agree to pay a monthly fee for a fixed period of time (usually two to five years) to drive a new or used car. You do not own the car, and you have to return it at the end of the lease term. You also have to follow some rules, such as keeping the car in good condition, staying within a mileage limit, and carrying adequate insurance coverage.
Long-term car rental is a service provided by a car rental company, where you can rent a car for a longer period of time (usually from a month up to a year) for a daily or weekly rate. You do not own the car, and you can return it at any time. You have more flexibility, as you can choose from different models and change your car during the rental period. You also have less responsibility, as the rental company takes care of the maintenance and repairs.
Some of the advantages and disadvantages of each option are:
Leasing:
Advantages:
- Lower monthly payments than buying a car - Drive a new or newer car without a down payment - Maintenance costs are usually covered by the lease - Possible tax benefits for businesses
Disadvantages:
- You do not own the car and have no equity in it - You have to pay fees for excess mileage, wear and tear, or early termination - You have to commit to a fixed term and cannot easily switch cars - You need good credit to qualify for a lease
Long-term car rental:
Advantages:
- No long-term commitment and more flexibility - Drive different cars according to your needs and preferences - No maintenance or repair costs - No credit check required
Disadvantages:
- Higher daily or weekly rates than leasing or buying a car - Limited availability of cars and locations - Possible extra fees for insurance, taxes, or fuel - No ownership or equity in the car.
The best option for you depends on your personal situation and goals. Some of the factors that you should consider are:
How long do you need the car for?
How much can you afford to pay per month or per day?
How much do you drive and how far do you travel?
What kind of car do you want or need to drive?
How important is ownership or equity to you?
To help you decide, you can use some online tools that compare the costs and benefits of leasing and long-term car rental.
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In some countries, there are some tax advantages for the leasing alternative. Therefore, this should be taken into consideration when making a choice. In case of tax advantages, leasing may be preferred.
In some countries, there are some tax advantages for the leasing alternative. Therefore, this should be taken into consideration when making a choice. In case of tax advantages, leasing may be preferred.
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